Springfield, IL HVAC Financing Options

Financing your new HVAC equipment has never been easier

Financing Options to Fit Your Needs

With the demands of running a family, an unexpected repair can put a lot of stress on your family budget. If you’re facing a large unexpected repair on your homes plumbing, heating, air conditioning or electrical systems, we can remove that stress. At MB Heating & Cooling, we can take away the stress of that unexpected repair with interest free financing through our preferred lending partner.

Wells Fargo Bank, N.A.

Wells Fargo Bank, N.A. offers several special options for financing your new product or service with approved credit. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your budget.

With approved credit from Wells Fargo Bank, N.A., you’ll enjoy:

  • Convenient monthly payments
  • Special financing terms
  • Easy online account management

Plus, by taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They will still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.


FDIC insured EnerBank offers you peace of mind. Their loans are available only through authorized contractors like us. MB Heating & Cooling is proud to offer these payment options to our customers. The phone application process is quick and easy with a decision in minutes. Here are some of the reasons we use EnerBank’s home improvement loans:

  • Low, fixed interest rates. These rates are easily available to anyone with good credit.
  • Unsecured. You don’t have to put up your house as collateral.
  • Keeps your home equity intact. Reducing home equity takes away future options.
  • No headaches. EnerBank loans provide a quick, hassle-free loan experience, and you get a response within minutes.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 12 to 144 months. 8.99%-14.99% fixed APR, based on creditworthiness, subject to change. The first monthly payment will be due 30 days after the loan closes.


Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase financing for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Call us for more information on how the Microf program can work for you.

Western Financial (Commercial HVAC Only)

Western Financial offers several special options for financing your new product or service with approved credit. At Western Financial, we are so confident in our low rates that we publish them daily in black and white. No guesswork. No bait & switch. Complete transparency. That’s the Western Financial guarantee.

Western Financial offers guaranteed savings over big-name competitors. We’re trusted by thousands of companies because of our impeccable reputation. MB Heating & Cooling is proud to offer financing options through Western Financial to give our customers the peace of mind they deserve.

Why choose Western Financial? Here are just a few reasons:

  • Flexible payment options
  • Credit decisions within hours
  • No hidden fees or upfront costs
  • No collateral required
  • Reputation

Day or Night, Trust MB Heating & Cooling

Don’t choose another company based on price. Read our reviews and ask your neighbors why they call MB Heating & Cooling. Contact us today to request an appointment.

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